401k is a huge ripoff and a ponzi scheme! 401k are scams. after inflation, taxes, and fees you basically keep 10% percent of your money while you take all the risk and the wall street criminals get all the benefits. I foresee those who are investing in 401k's and bonds are going to lose big time! Due to the enormous debt that the government owes the federal reserve, they are going after to suck up by taxes, penalities, and hidden pension fees in order to suck up a person's investment money out of their 401k's , you should cash out your 401K and invest that money in physical gold and silver , Every time you buy Precious Metals or other assets, you are declaring your independence from Banks and Governments. You are taking wealth out of their hands and putting it into your own. This isn't advice, just what I've done. It's a tough choice, but if you decide to do it, do it soon while it's still legal, and before the government decides to seize your 401k for "the good of the country."
